| Identity Proof (any one) | Residence Proof (any one) | Other Required Documents |
|---|---|---|
| Driving License | Copy of Electricity Bill/Water Bill/Telephone Bill | Employer Identity Card |
| PAN Card | Copy of valid Passport/Aadhaar Card/Driving License | Completed loan application form with 3 passport-size photographs |
| Voter ID | Copy of valid Passport/Aadhaar Card/Driving License | Loan account statement for the previous 12 months if the applicant has any other ongoing loan from other banks/financial institutions |
| Valid Passport | Copy of valid Passport/Aadhaar Card/Driving License | Last 6 months' bank statements for all accounts |
| For Self-employed Applicant/Co-applicant: | For Salaried Applicant/Co-applicant: |
|---|---|
| Income Tax Returns for the last 3 years | Salary Slips for the last three months |
| Professional Qualification Certificate (for Doctors/CA and other professionals) | Form 16 or Income Tax Returns for the last two years |
| CA-audited Balance Sheet and Profit & Loss account for the previous 3 years | |
| Business License Documentation | |
| Proof of Business Address | |
| TDS Certificate |
| Eligibility Criteria | Requirement |
|---|---|
| Age | Minimum: 18 years; Maximum: 70 years |
| Resident Type |
Applicant must be one of the following:
|
| Employment |
Applicant can be either:
|
| Net Annual Income | Minimum Rs.5-6 lakh, varies based on employment type/td> |
| Residence |
Applicant must have either:
|
| Credit score | Minimum 750 from a recognized credit bureau |